A finance course, with critical thinking built in.

A live look at an online business school finance course running on Cogito. The lecture stays exactly as it is. Underneath it, students reason through real SEC 10-K filings in a live coaching session, and the instructor gets a scored report. The same integration drops into any course you teach.

Online Business School · Finance Course

Understanding 10-K Financial Reports

Learn how to read and analyze annual 10-K filings, from revenue breakdowns and risk factors to management discussion sections. This course covers the key sections every investor and analyst should understand.

The video below is the business school's existing finance lecture. Cogito doesn't replace it. Cogito only adds the practice section beneath: live coaching, AI session, scored report.

Practice What You've Learned

Pick a coach below to practice. Each session is grounded in the 10-K knowledge base, so the AI cites real numbers from the filings.

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Curiosity Coach

Ask deeper questions about the topic. An AI coach helps you explore and think critically.

Topic: How AI is disrupting EdTech companies
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Argument Analyst

Investigate a real-world claim. Learn to spot persuasion techniques and evaluate evidence.

Claim: Chegg's 2024 10-K states that AI has "significantly impacted" student demand for their services, yet the company continues to invest heavily in its own AI features as a growth strategy.
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Decision Coach

Work through a real decision step by step. An AI coach helps you think through trade-offs.

Decision: Should we invest in Chegg or Coursera based on their 10-K risk factors and revenue trends?
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Would You Trust This AI Analysis?

Ask ChatGPT about any public company and you get something like this. Sounds smart, says nothing. The coach auto-detects AI content and teaches students to verify every claim against the actual 10-K filing.

Sample AI-generated analysis:
Chegg's 2025 financial outlook presents a nuanced picture for investors evaluating the EdTech sector. While the company has faced headwinds from AI-driven disruption, its strategic pivot toward AI-enhanced learning tools demonstrates a forward-thinking approach to market adaptation. Revenue trends suggest that Chegg is generally well-positioned to navigate the transition, though some analysts note that subscriber retention remains a key consideration. The company's investment in proprietary AI capabilities, combined with its established brand recognition among college students, provides a reasonable foundation for long-term growth. It's worth noting that both traditional subscription models and emerging AI-first competitors have their respective advantages, and Chegg's hybrid approach likely represents a balanced strategy for shareholders.

How the course integration works

You bring the course: your lectures, readings, case studies, or datasets. Cogito builds a knowledge base that grounds every coaching session in that material, so students practice critical thinking on real, relevant sources you control. Here the source is public SEC filings. On your course it is whatever you assign.

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Partner API
Creates session with student info and topic
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Knowledge Base
Retrieves relevant content from your custom data
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AI Coach
Coaches using your data, cites specific facts
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Student Chat
Student practices critical thinking with real data
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Report
Scored assessment sent to student and partner

Sample Knowledge Base: EdTech 10-K Filings

For this demo, the knowledge base is built from public SEC 10-K and 20-F annual filings for major EdTech companies. This is just one example of the kind of content partners can use. Your knowledge base could include textbooks, lecture notes, research datasets, industry reports, or any material you want students to engage with critically.

12 EdTech companies, 2019-2024 filings: Chegg, Coursera, Duolingo, Udemy, 2U, Stride / K12, Nerdy, PowerSchool, Pearson, Scholastic, Grand Canyon Education, and Wiley. Public SEC EDGAR data →

Want this on your course?

We build a Cogito deployment grounded in your lectures, readings, and datasets. The same three coaches, your content, scored evidence per student.

Discuss a faculty pilot Critical thinking in your course